Empowering Future Generations

FINANCIAL LITERACY INITIATIVE

Unlocking Financial Freedom For School Students

George is committed to enhancing financial literacy among young Australians, understanding that early education can help mitigate future economic disparities. This program is designed not just to teach, but also to inspire other institutions to adopt financial education, spreading essential skills across the country.

In an effort to arm young Australians with essential financial skills, Madd had the privilege of partnering with Brisbane State High School offering a series of financial literacy workshops for their Year 12 students. George ran a four-week program dedicated to covering a broad range of topics crucial for understanding financial literacy. This initiative reflects a significant step towards empowering students with the knowledge they need to navigate the complexities of financial decisions in their adult lives.

George’s passion for financial education stems from extensive experience in conducting property-buying workshops for adults. After recognising the deep impact that early financial education could have on young minds, he was motivated to tailor a program that could introduce high school students to essential financial concepts for the real world. The main goal is to prepare young individuals for a future where they can make informed financial decisions and embrace independence with confidence.

Did You Know?

Each session is carefully timed to fit within the school schedule, ensuring all students can participate without disrupting regular classes. This approach maximizes accessibility and integrates smoothly with other school activities.

Did You Know?

Each session is carefully timed to fit within the school schedule, ensuring all students can participate without disrupting regular classes. This approach maximizes accessibility and integrates smoothly with other school activities.

WORKSHOP LEARNINGS

Employment and Income Basics

Students learn about the differences between various employment types, such as Pay As You Go (PAYG) and self-employment, highlighting the key financial responsibilities and benefits associated with each. Students will gain insights into effective income management strategies, understanding how to budget, save and plan for future financial stability based on their earnings.

Understanding Taxes

This part of the workshop reveals the purpose and calculation of taxes, illustrating their crucial role in society and their direct impact on personal income. Students will gain insight into why taxes are essential, how they are assessed based on income levels and the overall effect this has on their financial well-being.

Homeownership Fundamentals

Students get to dive into the essentials of buying a home, examining various aspects of mortgage financing including lenders mortgage insurance (LMI), loan-to-value ratios (LVR), and the roles of guarantors. The session also covers the differences between fixed and variable interest rates, giving students a thorough understanding of what to anticipate when considering homeownership.

Building Wealth through Property

The workshop explores the various ways property ownership can be a significant asset in building long-term financial wealth. Students will learn about the benefits of building a property portfolio, understanding investment properties and how strategic property investments can lead to financial independence and stability.

Saving for the Future

In this part of the workshop, focus is placed on effective savings strategies crucial for big purchases like a house. Discussions will cover how to set realistic saving goals, the importance of superannuation in securing one’s financial future and the advantages of salary sacrificing to enhance their savings potential.

Mindset Mastery

This section emphasizes the importance of a growth mindset, encouraging students to understand that their abilities and intelligence can expand through effort and perseverance. It highlights resilience, positive thinking and self-efficacy, equipping students to confidently tackle financial challenges ahead. Students learn to see setbacks as opportunities for development, fostering a proactive approach to both personal and financial obstacles.

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How It Works

Employment and Income Basics

Students learn about the differences between various employment types, such as Pay As You Go (PAYG) and self-employment, highlighting the key financial responsibilities and benefits associated with each. Students will gain insights into effective income management strategies, understanding how to budget, save and plan for future financial stability based on their earnings.

Understanding Taxes

This part of the workshop reveals the purpose and calculation of taxes, illustrating their crucial role in society and their direct impact on personal income. Students will gain insight into why taxes are essential, how they are assessed based on income levels and the overall effect this has on their financial well-being.

Homeownership Fundamentals

Students dive into the essentials of buying a home, examining various aspects of mortgage financing including lenders mortgage insurance (LMI), loan-to-value ratios (LVR), and the roles of guarantors. The session also covers the differences between fixed and variable interest rates, giving students a thorough understanding of what to anticipate when considering homeownership.

Building Wealth through Property

The workshop explores the various ways property ownership can be a significant asset in building long-term financial wealth. Students will learn about the benefits of building a property portfolio, understanding investment properties and how strategic property investments can lead to financial independence and stability.

Saving for the Future

In this part of the workshop, focus is placed on effective savings strategies crucial for big purchases like a house. Discussions will cover how to set realistic saving goals, the importance of superannuation in securing one’s financial future and the advantages of salary sacrificing to enhance their savings potential.

Mindset Mastery

This section emphasizes the importance of a growth mindset, encouraging students to understand that their abilities and intelligence can expand through effort and perseverance. It highlights resilience, positive thinking and self-efficacy, equipping students to confidently tackle financial challenges ahead. Students learn to see setbacks as opportunities for development, fostering a proactive approach to both personal and financial obstacles.

Advancing Financial Literacy

George passionately believes in the power of financial education to level the playing field for young Australians. By introducing these skills early, the disparity in financial well-being observed in adulthood can be significantly reduced. This initiative not only aims to educate but also to inspire other schools and communities to adopt similar programs, spreading the knowledge and tools for financial success across the nation.

If you’re inspired by the impact of our financial literacy workshops and would like to see similar initiatives at your school, we encourage you to get in touch. At Madd, we are eager to expand our reach and help more students gain the financial knowledge they need for a successful future. Contact us to discuss how we can tailor our workshops to fit your school’s needs and empower your students with essential financial skills. Together, we can make a significant difference in the financial literacy of young Australians.

Advancing Financial Literacy

George passionately believes in the power of financial education to level the playing field for young Australians. By introducing these skills early, the disparity in financial well-being observed in adulthood can be significantly reduced. This initiative not only aims to educate but also to inspire other schools and communities to adopt similar programs, spreading the knowledge and tools for financial success across the nation.

If you’re inspired by the impact of our financial literacy workshops and would like to see similar initiatives at your school, we encourage you to get in touch. At Madd, we are eager to expand our reach and help more students gain the financial knowledge they need for a successful future. Contact us to discuss how we can tailor our workshops to fit your school’s needs and empower your students with essential financial skills. Together, we can make a significant difference in the financial literacy of young Australians.

Owen Flynn

Brisbane State High Teacher

“George and Tia are the ultimate professionals. The effort and care they put into creating a custom financial literacy program for our students cannot be understated. The students were introduced to concepts that many adults don’t even get access to until much later in life. These lessons will set our students up for life. Speaking to students who do not have the current means to buy a house means that George and Tia were presenting with the only desired outcome being education for these young people. It was completely altruistic, and I cannot thank them enough. They are the best mortgage brokers and educators on financial literacy that you could possibly use. I could not recommend them enough.”

Lucy Jordan

Head of Year 12 Brisbane State High

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