Employment and Income Basics: Students learn about different employment types, such as PAYG and self-employment and the essentials of understanding and managing their income.
Understanding Taxes: The workshop reveals why taxes are necessary, how they are calculated and the impact they have on income.
Homeownership Fundamentals: From understanding loans, lenders mortgage insurance (LMI), loan-to-value ratios (LVR), to the roles of guarantors and the differences between fixed and variable rates, students gain a comprehensive insight into what it takes to buy a home.
Saving for the Future:Strategies for saving for a house deposit are discussed, along with the importance of superannuation and the benefits of salary sacrificing.
Building Wealth through Property: The workshop explores how owning property can contribute to long-term financial freedom and wealth accumulation.
Each session is carefully timed to fit within the school schedule, maximizing accessibility for all students.